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The Credit Manager is responsible for approving credit proposals, reviewing delinquent cases, managing stakeholder relationships, and recommending policy changes. The role includes monitoring NPAs, implementing integration plans, and identifying process gaps to mitigate potential risks.

Manage training initiatives by collaborating with various stakeholders to identify training needs and overseeing project management for training programs.

Drive regional mortgage business (LAP, HL, Affordable HL, Secured Business Loans) through branch and direct channels. Lead and develop ABDMs/BDMs, achieve targets, ensure hiring/training, monitor portfolio quality and delinquencies, generate leads and cross-sell products, maintain stakeholder relationships, and ensure compliance, documentation hygiene, and timely resolution of escalations and customer grievances.

The role involves building TASC and Government banking business by achieving targets, liaising with government departments, and interacting with branch heads for leads.

Assist Relationship Manager/Senior Relationship Manager in credit underwriting, client & portfolio management and credit hygiene tasks.

The Zonal Head will expand large corporate business, manage client relationships, oversee zonal P&L, and ensure compliance and governance of portfolios.

The Zonal Sales Manager is responsible for managing business banking sales in LAP for a specific zone, meeting revenue targets, and enhancing profitability by developing business plans, managing sales teams, and ensuring compliance with regulations.

Assess and underwrite credit proposals for midmarket and NBFC clients, analyze financials and business viability, recommend credit actions and structures, ensure proper grading and documentation, manage stakeholder relationships, and improve underwriting processes. Lead high-value deals (>= ₹200 crore) and handle structured, acquisition, and project finance transactions, including financial model review.

Manage SME business in Business Lending Group, ensuring revenue targets, portfolio quality, and strategic growth across complex geographical areas. Collaborate with team and manage key client relationships.

The Senior Relationship Manager will oversee customer acquisition, retention, and income generation while achieving asset and portfolio targets under the guidance of the Zonal Head.