Jobs at Kotak Mahindra Bank

Manage credit managers and underwrite working capital finance proposals, including fund- and non-fund-based facilities. Evaluate home loan and property-backed loan applications, structure deals, monitor portfolio quality, make timely credit decisions, visit customers, and coordinate with sales, operations, legal, technical, and customer service teams.

Develops and expands high-net-worth customer relationships, sources new banking customers, cross-sells products, promotes product enhancements, conducts sales initiatives, coordinates cross-company offerings, and maintains complete customer account records. The role also requires MIS generation and individualized relationship management for priority customers.

Manages relationships with new-car dealers in an open-market region, drives volume targets, and oversees branch profitability for the assigned area.

Sources and manages working capital, term, warehouse, cold storage, and agricultural infrastructure loans for agro and food-processing businesses. Builds new customer and referral networks, maintains existing portfolios, coordinates with branches and internal teams, supports credit and risk management, and resolves customer needs. The role is primarily field-based, requiring extensive business development, local networking, financial analysis, property knowledge, follow-up, and customer relationship management.

Source and deepen relationships with existing bank customers, sell equity-based investment products, achieve revenue and sales targets, service clients, manage conflicts, and generate referrals. The role coordinates with bank teams to encourage active trading among acquired clients and requires strong communication, networking, presentation, and relationship-building skills.

Manage and grow client relationships, assets under management, and revenue while assessing risk appetite and recommending investment options. Provide market and portfolio updates, distribute investment ideas and stock calls, conduct client meetings, support acquisition and relationship expansion, and maintain market knowledge through financial news, analyst meetings, and company result calls.

Acquire new banking customers for current and savings accounts through direct outreach to individuals, businesses, trusts, associations, and corporations. Generate revenue, retain customers, maintain balances, conduct promotional events, and cross-sell mutual funds, gold, insurance, and other asset products. Support newly acquired customers for three months before transitioning them to Branch Banking.

Sources and develops relationships with existing bank customers, sells equity-based investment products, achieves revenue and sales targets, and coordinates with bank teams to drive active client trading. Provides client servicing, manages conflicts, generates referrals, and builds business through networking and relationship management.

Manage and deepen relationships with existing bank customers, sell equity-based investment products, generate revenue, and achieve sales targets. Coordinate with bank teams to encourage active trading, provide effective client servicing, resolve conflicts, and generate referrals. The role requires strong communication, networking, presentation, relationship-building, and target-oriented skills.

Leads credit underwriting for working capital finance, home loans, and loans against property. Manages credit professionals, evaluates and structures proposals, makes timely credit decisions, monitors portfolio quality, conducts customer visits, and ensures policy implementation. Coordinates with sales, operations, legal, technical, and customer service teams while mentoring CPAs and supporting business targets through training and productivity oversight.

Manage bank asset business across the region, evaluate customer proposals, train relationship managers, maintain HNI customer relationships, support deal structuring, visit customers, and assess property title and market value.

Supports relationship managers with client documentation, onboarding, loan processing, renewals, disbursements, cross-selling, and customer service. Develops small-business relationships by understanding client cash flows and business needs, recommending working-capital and business-loan products, growing assigned portfolios, and identifying new opportunities. Coordinates with internal banking teams, maintains accurate records, addresses client concerns, monitors competitors, and helps increase portfolio profitability.

Source and deepen relationships with existing bank customers, sell equity-based investment products, achieve revenue and sales targets, and service clients. Coordinate with bank teams to encourage active trading, manage conflicts, develop business, and generate customer referrals through partner-bank channels.

Lead a team of 5–7 DSTs, drive productivity, and source business through manufacturers, dealers, sub-dealers, and channel partners in semi-urban and rural markets. Develop direct and indirect sales teams, coordinate with credit and operations to facilitate loan disbursements, and manage delinquent cases and pending documentation. Build relationships with partners and maintain strong customer engagement.

Entry-level credit analyst role involving preparation of credit appraisal notes, financial and risk analysis, customer information gathering, account monitoring, compliance escalation, portfolio reporting, and unit inspections. The program provides formal credit-analysis training, senior analyst job shadowing, and rotations across credit and relationship-management functions. Candidates need a relevant finance or commerce qualification, accounting knowledge, data interpretation ability, and strong communication skills.

Drive credit card customer acquisition through branch banking and open-market activities. Generate and convert leads, explain product benefits and eligibility, complete applications and documentation, meet sales targets, coordinate with branch staff and relationship managers, follow up on pending applications, maintain compliance, and participate in bank sales campaigns.

Manage business relationships and sell working capital, lending, trade finance, transaction banking, current account, and deposit products. Develop client relationships with CFOs and promoters, identify financing opportunities, grow portfolio profitability, acquire new customers with branch teams, monitor competitors, and provide customized solutions. Requires strong credit and sales knowledge, communication, relationship management, and influencing skills.

Supports relationship managers with client documentation, onboarding, loan processing, renewals, disbursements, and cross-selling. Develops small-business client relationships, assesses business needs and cash flows, promotes secured and unsecured lending products, grows assigned portfolios, addresses client concerns, and coordinates with internal teams to ensure accurate and timely transaction processing.

Manage online aggregator partnerships and relationships, acquire new partners, and drive monthly personal-loan sales targets. Oversee direct sales, credit underwriting, and call-center coordination to improve funnel conversion. Plan partner engagement calendars, execute incentive contests, collaborate with internal teams, and deliver joint programs that support business growth and platform operations.

Acquire and manage high-net-worth customers for retail loan products and banking services. Build CASA deposits, cross-sell insurance and mutual funds, grow revenue, maintain client relationships, coordinate with internal teams and channel partners, ensure KYC compliance, and provide end-to-end customer support.