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CSB Bank

Zonal Credit Head - SME & MSME| New Delhi

Reposted 4 Days Ago
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In-Office
New Delhi, Delhi, IND
Expert/Leader
In-Office
New Delhi, Delhi, IND
Expert/Leader
The Zonal Credit Head will oversee a team of Credit Analysts, manage SME/MSME credit cases, ensure portfolio quality, and collaborate on credit strategy.
The summary above was generated by AI
  • Zonal Credit Head will manage a team of Credit Analysts, Approve SME/MSME cases within delegated powers.
  • Responsible for quality of the credit portfolio of the region, shall be able to contribute towards process/policy/product changes related to credit.
Responsibilities
  • Lead and develop the SME/MSME credit team, guiding them to meet objectives. 
  • Assess and approve medium ticket credit exposures, evaluating client performance through financial analysis and industry insight. 
  • Collaborate with business and clients to structure beneficial facilities. 
  • Own the quality of the regional SME/MSME portfolio, implementing controls and monitoring for improvement. 
  • Track industry developments and propose portfolio changes. 
  • Provide independent credit risk assessment, reporting loan book performance comprehensively and timely. 
  • Liaise with auditors to address any audit observations.
Qualifications

Qualification: CA/ MBA Finance

Experience: 10 to 20 years.

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