The Zonal Credit Head will oversee a team of Credit Analysts, manage SME/MSME credit cases, ensure portfolio quality, and collaborate on credit strategy.
- Zonal Credit Head will manage a team of Credit Analysts, Approve SME/MSME cases within delegated powers.
- Responsible for quality of the credit portfolio of the region, shall be able to contribute towards process/policy/product changes related to credit.
- Lead and develop the SME/MSME credit team, guiding them to meet objectives.
- Assess and approve medium ticket credit exposures, evaluating client performance through financial analysis and industry insight.
- Collaborate with business and clients to structure beneficial facilities.
- Own the quality of the regional SME/MSME portfolio, implementing controls and monitoring for improvement.
- Track industry developments and propose portfolio changes.
- Provide independent credit risk assessment, reporting loan book performance comprehensively and timely.
- Liaise with auditors to address any audit observations.
Qualification: CA/ MBA Finance
Experience: 10 to 20 years.
Similar Jobs
Events • Food • Travel • Hospitality • Hotels & Resorts
Provides friendly, efficient food and beverage service across hotel dining outlets. Welcomes guests, takes and serves orders, maintains outlet readiness, handles feedback, promotes menu items, processes orders, supports teammates, follows food safety and hygiene standards, and assists with setup, clearing, cleaning, and resetting. The role requires strong communication, adaptability, teamwork, flexibility for shifts and holidays, and the ability to stand for extended periods.
Events • Food • Travel • Hospitality • Hotels & Resorts
Performs hotel engineering and maintenance work, ensuring reliable operation of power, water, gas, heating, cooling, generator, fire safety, and other facility systems. Inspects equipment, maintains records, supports events, manages energy use, tests emergency systems, supervises safety practices, and trains technicians and apprentices. The role requires shift-based monitoring, technical troubleshooting, teamwork, service orientation, and independent problem-solving.
Top Skills:
Air ConditioningFire Control SystemsGas SystemsGeneratorsHvacNetwork InfrastructurePower Supply SystemsSecurity Monitoring SystemsWater Systems
Events • Food • Travel • Hospitality • Hotels & Resorts
Manages hotel engineering and facilities operations, including preventive and corrective maintenance, plant and equipment safety, contractor oversight, service contracts, inventory, compliance, budgeting, capital planning, and staff development. Oversees hotel building systems such as HVAC, plumbing, electrical, fire safety, elevators, kitchen, and laundry equipment while maintaining records, coordinating with authorities, and enforcing emergency and security procedures.
Top Skills:
ChillersElectrical SystemsElectronicsElevatorsFire Safety SystemsHvacHydraulicsKitchen SystemsLaundry SystemsLighting SystemsPlumbingWater Treatment
What you need to know about the Delhi Tech Scene
Delhi, India's capital city, is a place where tradition and progress co-exist. While Old Delhi is known for its rich history and bustling markets, New Delhi is defined by its modern architecture. It's clear the region places a strong emphasis on preserving its cultural heritage while embracing technological advancements, particularly in artificial intelligence, which plays a central role in shaping the city's tech landscape, fueled by investments in research and development.
