The Zonal Credit Head will oversee a team of Credit Analysts, manage SME/MSME credit cases, ensure portfolio quality, and collaborate on credit strategy.
- Zonal Credit Head will manage a team of Credit Analysts, Approve SME/MSME cases within delegated powers.
- Responsible for quality of the credit portfolio of the region, shall be able to contribute towards process/policy/product changes related to credit.
- Lead and develop the SME/MSME credit team, guiding them to meet objectives.
- Assess and approve medium ticket credit exposures, evaluating client performance through financial analysis and industry insight.
- Collaborate with business and clients to structure beneficial facilities.
- Own the quality of the regional SME/MSME portfolio, implementing controls and monitoring for improvement.
- Track industry developments and propose portfolio changes.
- Provide independent credit risk assessment, reporting loan book performance comprehensively and timely.
- Liaise with auditors to address any audit observations.
Qualification: CA/ MBA Finance
Experience: 10 to 20 years.
Similar Jobs
Cloud • Information Technology • Internet of Things • Machine Learning • Software • Cybersecurity • Infrastructure as a Service (IaaS)
Implement, configure, and support SMAX in cloud-native Kubernetes or OpenShift environments. Provide L2/L3 ITSM production support, resolve incidents within SLA, perform root cause analysis, and support deployments, patches, and upgrades. Manage integrations with enterprise tools and backend components including PostgreSQL, Elasticsearch, and Kafka. Develop SQL queries, reports, dashboards, and KPIs while performing data validation, reconciliation, and basic performance tuning. Drive automation, troubleshooting, and platform improvements.
Top Skills:
DevOpsElasticsearchHpsaHpsmIamItilJavaScriptKafkaKubernetesNnmiObmOpenshiftPostgresPythonRest ApisShellSmaxSQLUcmdb
Financial Services
Reviews marketing, sales, and promotional communications for accuracy, regulatory compliance, clarity, balance, and risk. Applies EMEA requirements, including ESMA, CSSF, and FCA expectations, while partnering with Marketing, Sales, Legal, Compliance, Audit, and Controls teams. Manages reviews and escalations, educates colleagues on communications standards, and improves control processes and efficiency across markets.
Top Skills:
CssfEsmaFca
Fintech • Legal Tech • Software • Financial Services • Cybersecurity • Data Privacy
Oversee private equity fund accounting, NAV calculations, capital accounts, waterfalls, carried interest, fees, expenses, transactions, valuations, and financial reporting. Review statements and investor packages, manage audits, ensure LPA and accounting-standard compliance, coordinate with auditors and tax advisors, and lead a fund accounting team. Drive controls, process standardization, automation, and system enhancements while supporting clients, GPs, and internal stakeholders.
Top Skills:
GenevaIfrsInvestranLux GaapExcelUs Gaap
What you need to know about the Delhi Tech Scene
Delhi, India's capital city, is a place where tradition and progress co-exist. While Old Delhi is known for its rich history and bustling markets, New Delhi is defined by its modern architecture. It's clear the region places a strong emphasis on preserving its cultural heritage while embracing technological advancements, particularly in artificial intelligence, which plays a central role in shaping the city's tech landscape, fueled by investments in research and development.
