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CSB Bank

Sr Credit Manager - CV & CE| New Delhi

Reposted 7 Days Ago
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In-Office
New Delhi, Delhi, IND
Senior level
In-Office
New Delhi, Delhi, IND
Senior level
The role involves credit appraisal, financial analysis, risk analysis, ensuring compliance with policies, and supervising loan accounts and credit processes.
The summary above was generated by AI
  • Credit appraisal including financial analysis to understand the solvency, liquidity position and repayment capacity of the entity, preparation of appraisal notes, credit checks etc. 
  • Ensure Adherence to Approved process, policies and manuals of the department, Ensure RBI and internal compliance matrixes are adhered to
Responsibilities
  • Appraising proposals for CV / CE and conducting risk analysis, scrutinizing relevant documents before sanctioning loans within defined TAT, client interview, ensuring compliance as per bank's credit policies.
  • Supervising, controlling delinquency and credit loss.
  • Monitoring of loan accounts, checking of loan documents and supervising the timely preparation of reports.
  • Fulfilling the credit training needs of the entire business team on a continued & timely basis Requirement In-depth knowledge of - Financial & Credit Risk analysis.
  • Maintaining credit TAT
  • Any other credit related activities assigned by HOD credit.
Qualifications

Qualifications: CA/ MBA Finance

Experience: 5 - 12 years

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