Lead credit professionals in underwriting working capital, home loan, and loan-against-property proposals. Responsibilities include deal structuring, financial and property evaluation, portfolio monitoring, timely credit decisions, customer visits, policy implementation, cross-functional coordination, and mentoring team members while maintaining underwriting quality and productivity.
We are seeking a qualified and experienced Credit Manager to lead a team of credit professionals in underwriting and managing proposals for Working Capital Finance, including both fund and non-fund based products. The role involves evaluating customer proposals, structuring deals, and ensuring high-quality credit decisions within defined turnaround times. The ideal candidate will have strong analytical skills, a deep understanding of financials and property-related aspects, and the ability to maintain portfolio quality. The role also includes mentoring team members, coordinating with cross-functional departments, and implementing policies effectively at the ground level.
ResponsibilitiesManage a team of Credit Managers and oversee underwriting activities.
Underwrite and prepare proposals for Working Capital Finance (fund and non-fund based).
Ensure high-quality underwriting and support branch business targets through training.
Conduct customer visits for personal discussions and deal structuring.
Monitor portfolio quality through regular review of monitoring reports.
Evaluate proposals for Home Loans and Loan Against Property.
Make credit decisions within defined turnaround times (TAT).
Understand property-related aspects such as legal title and market value.
Coordinate with sales, operations, legal, technical, and customer service teams.
Implement head office and local credit policies at the ground level.
Mentor CPAs and monitor their productivity and output quality.
Similar Jobs
Fintech • Payments • Financial Services
Leads credit professionals overseeing underwriting for working capital finance, home loans, and loan-against-property proposals. Responsibilities include deal structuring, credit decisions, portfolio monitoring, customer visits, property evaluation, policy implementation, cross-functional coordination, team training, and mentoring CPAs while maintaining turnaround times and portfolio quality.
Artificial Intelligence • Consumer Web • Edtech • Enterprise Web • HR Tech • Social Impact • Generative AI
Owns the enterprise architecture and hands-on implementation of Coursera’s agentic AI foundation. Designs agent orchestration, context and semantic architectures, governance, security, CI/CD automation, cost optimization, integrations, observability, and production standards. Enables business teams to build reliable AI-native workflows at scale while partnering with Engineering, IT, Data, Security, and business pods. The role also includes hiring, coaching, technical leadership development, and defining operating models and adoption metrics.
Top Skills:
Agentic AiAPIsCi/CdCloud InfrastructureLanggraphLlmsModel Context Protocol (Mcp)RagSemantic Search
Information Technology
Design end-to-end digital product experiences through user research, interaction design, wireframing, prototyping, visual design, and design systems. Collaborate with product, engineering, and business stakeholders to create accessible, responsive web and mobile interfaces. Conduct usability testing, incorporate feedback and analytics, present design concepts, and support accurate implementation across multiple initiatives.
Top Skills:
A/B TestingAdobe Creative SuiteComponent LibrariesCSSDesign SystemsFigjamFigmaHTMLProduct AnalyticsWcag
What you need to know about the Delhi Tech Scene
Delhi, India's capital city, is a place where tradition and progress co-exist. While Old Delhi is known for its rich history and bustling markets, New Delhi is defined by its modern architecture. It's clear the region places a strong emphasis on preserving its cultural heritage while embracing technological advancements, particularly in artificial intelligence, which plays a central role in shaping the city's tech landscape, fueled by investments in research and development.
