Jobs at Kotak Mahindra Bank

Leads credit underwriting for working capital, home loan, and loan-against-property proposals. Manages credit professionals, structures deals, evaluates financial and property information, makes timely credit decisions, monitors portfolio quality, conducts customer visits, coordinates with cross-functional teams, implements credit policies, and mentors team members while supporting branch business targets.

Leads credit professionals overseeing underwriting for working capital finance, home loans, and loan-against-property proposals. Responsibilities include deal structuring, credit decisions, portfolio monitoring, customer visits, property evaluation, policy implementation, cross-functional coordination, team training, and mentoring CPAs while maintaining turnaround times and portfolio quality.

Lead credit underwriting for working capital finance, home loans, and loans against property. Manage credit professionals, evaluate and structure proposals, make timely credit decisions, monitor portfolio quality, conduct customer visits, and coordinate with sales, operations, legal, technical, and customer service teams. The role also involves implementing credit policies, training and mentoring team members, and monitoring CPA productivity and output quality.

Lead credit professionals in underwriting working capital, home loan, and loan-against-property proposals. Responsibilities include deal structuring, financial and property evaluation, portfolio monitoring, timely credit decisions, customer visits, policy implementation, cross-functional coordination, and mentoring team members while maintaining underwriting quality and productivity.

Acquire and manage high-net-worth customers for retail loans and banking services. Grow CASA deposits, cross-sell insurance and mutual funds, maintain client relationships, and generate revenue. Coordinate with credit, legal, operations, and product teams; ensure KYC compliance and accurate documentation; support customers and channel partners; and leverage existing client relationships to develop new business.

Acquire and manage high-net-worth clients in the affluent banking segment. Build relationships, assess financial needs, recommend banking and investment products, conduct portfolio reviews, and drive cross-selling across liabilities, assets, and fee-based offerings. The role also includes client engagement, query resolution, onboarding coordination, sales initiatives, regulatory compliance, and revenue growth through personalized portfolio management.

Leads gold loan customer acquisition and branch lending operations. Responsibilities include appraising gold, processing applications, verifying KYC documentation, managing disbursements and repayments, handling pledged-gold custody, supporting renewals and closures, cross-selling financial products, maintaining customer relationships, and preparing branch records and MIS reports.

Drives regional business banking growth by expanding current-account portfolios, acquiring new customers, increasing cross-sell and fee income, and building ecosystem partnerships. Provides branch strategy, analytics, campaigns, training, compliance support, and performance dashboards. Collaborates with product, payments, trade, and asset teams to improve customer engagement, product penetration, and business banking results.

Leads credit professionals underwriting working capital, home loan, and loan-against-property proposals. Responsibilities include evaluating financial and property information, structuring deals, making timely credit decisions, monitoring portfolio quality, conducting customer visits, implementing credit policies, coordinating cross-functional teams, training staff, and mentoring CPAs.

Drives acquisition of retail loan customers through direct sourcing, referrals, cold calling, DSAs, and channel partners. Generates leads, manages partner relationships, ensures KYC and documentation compliance, coordinates loan processing with internal teams, tracks applications, resolves customer queries, and achieves monthly and quarterly sales targets for home loans, loan-against-property products, and personal loans.

Manage and grow a portfolio of SME corporate clients, serving as the primary relationship contact. Responsibilities include credit renewals, limit enhancements, documentation, compliance, portfolio health, client acquisition, onboarding, cross-selling trade finance, forex, and cash management solutions, profitability management, delinquency monitoring, and coordination with internal risk, product, and leadership teams.

Acquire new SME banking clients, analyze businesses and financials, prepare credit proposals, coordinate onboarding with internal teams, and cross-sell asset-based lending, transaction banking, trade finance, treasury, and insurance solutions. Manage the initial client relationship, ensure documentation and compliance requirements are completed, support portfolio handover, and achieve targets for new-client value, funding, FX income, lead conversion, and onboarding timelines.

Acquires, develops, and retains mid-market corporate banking clients. Responsibilities include prospecting, relationship management, financial statement analysis, cross-selling lending, treasury, and cash-management products, preparing proposals, meeting sales targets, coordinating with internal teams, monitoring portfolios and market trends, maintaining CRM records, and participating in networking events.

Acquire and manage high-net-worth priority banking customers, generate leads, deepen relationships through cross-selling, execute sales and engagement initiatives, coordinate integrated financial solutions, maintain account records, resolve customer queries, and ensure compliance with bank policies.

Manage small-business banking relationships by assessing client needs, providing working-capital and trade-finance solutions, acquiring customers, cross-selling banking products, and growing portfolio profitability. Build relationships with CFOs and business owners, analyze cash flows and business models, monitor competitors, strengthen brand presence, deliver high-quality service, and coordinate process improvements with branch and operating teams.

Manage small-business client relationships by providing working-capital and trade-finance solutions, acquiring new customers, cross-selling banking products, and growing portfolio profitability. Build trusted relationships with CFOs and business promoters, analyze client cash flows and business models, monitor competitors, improve service quality, and coordinate with branch and operating teams to develop customized solutions.

Lead 3–5 Business Relationship Managers selling healthcare-focused lending solutions. Drive team productivity, customer acquisition, portfolio growth, profitability, and cross-selling of banking products. Build relationships with healthcare businesses, CFOs, promoters, vendors, DSAs, and branch teams. Analyze client business models and cash flows, improve operational processes, and strengthen market penetration.

Manages collections and recovery operations for a retail assets portfolio, including repossessions, external agency coordination, legal formalities, field visits, team leadership, performance monitoring, and regulatory compliance. The role supports timely resolution of delinquent accounts while ensuring collection activities follow bank policies, ethical standards, and applicable guidelines.

Acquire and manage high-net-worth customers for retail loans and banking services. Grow CASA portfolios, cross-sell insurance and mutual funds, build long-term client relationships, coordinate with internal teams and channel partners, ensure KYC compliance, and provide end-to-end customer support while generating new business and revenue.

Manages collections and recovery operations for a retail assets portfolio, including repossessions, external collection agencies, legal coordination, field visits, and asset disposal. Leads and trains collections staff, monitors portfolio performance, resolves delinquent accounts, and ensures compliance with bank policies, regulatory requirements, and ethical standards.