Manage a portfolio of unsecured business loans, understand self-employed clients’ needs, sell lending and banking products, acquire customers through DSAs and branch teams, build relationships with business leaders, monitor competition, and expand existing accounts through top-ups. The role also requires local-market expertise, credit and sales knowledge, and experience managing teams.
Job Role
- This is an Independent role and candidate will manage a business of 40-75L PM (Unsecured Business Loans)
- Needs to have a good knowledge of Local market with a special focus on the Self-employed category. Must have experience in that Geography
- To understand clients business & provide appropriate products like Business loans, OD facilty
- Has to work closely with DSA’s/do Tele calling/Branch Banking teams for new customer addition.
- To cross sell various products like Current Account/Savings account/Life Insurance and General Insurance
- To build relationships with key persons (CFOs/ promoters) in the target segments & build client trust & confidence.
- To be alert on competitive elements in the target segments (viz. other banks etc.) & Augment the presence and penetration of the Kotak brand in the target market
- Improve efficiency by monitoring accounts sourced, do top ups on existing loans when possible
Job Requirement
- Preferably MBA/ CA
- Experience: 7-8 years’ experience in the local market. Background in Credit & Sales Knowledge is required. Prior experience of driving and managing Teams is required.
- Relationship Management Skill
- Good influencing skills
Similar Jobs
Cloud • Information Technology • Internet of Things • Machine Learning • Software • Cybersecurity • Infrastructure as a Service (IaaS)
Integrate, migrate, upgrade, and expand enterprise systems, networks, and nodes. Prepare configurations and scripts, execute test cases, troubleshoot issues, manage integration strategies, coordinate scope and delivery plans, ensure software and hardware readiness, document handoffs, and improve integration processes. The role also supports presales activities, customer engagements, service quality, data security, privacy, and safety compliance.
Top Skills:
Artificial IntelligenceAutomationComputer NetworksData AnalyticsEnterprise SystemsHardwareOperating SystemsSoftware Configuration
Cloud • Information Technology • Security • Software • Cybersecurity
Leads cybersecurity data-source onboarding and integration for Zscaler’s security platform. Builds and automates Python/API-based data transformations, maps and normalizes security data, manages pipeline lifecycle activities, troubleshoots data quality, and identifies security gaps. Partners with cybersecurity SMEs and cross-functional teams to create implementation plans, communicate technical findings, and provide product improvement feedback. The role requires expertise in security platforms, diverse security-tool integrations, data modeling, SQL, and Python.
Top Skills:
Ai/MlAPIsCloud LogsCmdbCnappCspmEdrPythonSIEMSQLUnified Vulnerability Management
Fintech • Legal Tech • Software • Financial Services • Cybersecurity • Data Privacy
Maintain books of accounts, close monthly financial records, prepare reports, process invoices, vendor payments, reconciliations, payroll, and employee reimbursements. Manage GST, TDS, income tax, EPF, and ESIC compliance, including filings and reconciliations. Support financial statements, budgets, tax calculations, and client, vendor, banker, and auditor queries using Tally and related accounting systems.
Top Skills:
ExcelGstMS OfficePayroll Processing SoftwareSAPTallyTdsZoho
What you need to know about the Delhi Tech Scene
Delhi, India's capital city, is a place where tradition and progress co-exist. While Old Delhi is known for its rich history and bustling markets, New Delhi is defined by its modern architecture. It's clear the region places a strong emphasis on preserving its cultural heritage while embracing technological advancements, particularly in artificial intelligence, which plays a central role in shaping the city's tech landscape, fueled by investments in research and development.
