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JPMorganChase

Strategic Analytics - Associate

Posted 9 Days Ago
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Hybrid
Bengaluru, Bengaluru Urban, Karnataka
Mid level
Hybrid
Bengaluru, Bengaluru Urban, Karnataka
Mid level
This role involves providing advanced analytics support to the Credit Card Risk Team, focusing on portfolio monitoring, reporting, and compliance for informed decision-making.
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Job Description
Role Overview: The Credit Card Risk portfolio monitoring and analytics team provides advanced analytics and data support to the Credit Cards Risk Team. Responsibilities include monitoring portfolio performance and associated drivers, building analytical DataMart's for ad-hoc reporting , and supporting regulatory exams and audits. The team balances speed and accuracy to enable agile, informed decision-making for leadership.
Key Responsibilities:
  • Drive Strategic Decision-Making: Develop analytics and reporting solutions to empower credit card risk leaders with actionable insights for informed business decisions.
    • Deliver Executive and Regulatory Reporting: Lead the preparation and delivery of comprehensive risk reports and dashboards for executive forums, senior management, and regulatory stakeholders, ensuring accuracy and compliance.
    • Enhance Risk Monitoring and Data Integrity: Oversee credit management activities by monitoring portfolio trends, validating data quality, and supporting technology migrations to maintain robust risk controls.
    • Foster Cross-Functional Collaboration: Partner with Risk, Finance, Technology, and Business teams to integrate macro trends and cross-business insights, aligning reporting initiatives with organizational objectives.
    • Support Audit and Regulatory Readiness: Serve as a subject matter expert by providing critical data and documentation for audits and regulatory examinations, proactively addressing emerging risk trends and reporting requirements.

Candidate Profile:
  • Broad understanding of financial services, risk management, and credit card portfolios (is preferred).
  • Strong documentation, organizational, and attention-to-detail skills.
  • Effective communicator, able to present complex information clearly to all management levels.
  • Collaborative team player, comfortable working virtually and across functions.
  • Self-motivated, proactive, and able to work independently.
  • Committed to productive teamwork and information sharing.

Qualifications:
  • Bachelor's degree in Finance, Business, Data Science, or related field
  • Minimum 4+ years of experience in risk management, data analytics, or reporting within financial services.
  • Strong understanding of risk concepts, regulatory requirements, and data governance.
  • Project Management Skills -- well-organized, structured approach. Ability to achieve tight timelines on complex deliverables. Ability to manage and prioritize projects across cross-functional groups
  • Proficiency in analytical languages at least one - SAS, Python, SQL
  • Proficiency in data visualization tools like Tableau.
  • Excellent communication, problem-solving, and stakeholder management skills.

About Us
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
About the Team
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.
Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.

Top Skills

Python
SAS
SQL
Tableau

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