As an Area Credit Manager, you will oversee credit operations and portfolio performance across multiple branches in your assigned region. You will guide branch credit teams, review credit proposals, mitigate risks, and ensure compliance with credit policies and regulatory guidelines.
What you will do:Review, evaluate, and approve credit applications for retail and business customers across the assigned region.
Monitor portfolio quality, track early warning signals, and implement corrective actions to minimize risk.
Mentor and support branch credit officers to strengthen credit assessment and decision-making capabilities.
Ensure adherence to RBI guidelines, internal credit policies, and regulatory requirements across all branches.
Collaborate with branch managers and operations teams to streamline credit processes and reduce turnaround times.
Analyze regional credit data to identify trends, risks, and business opportunities .
Prepare MIS and reports on portfolio performance, approvals, and delinquencies for leadership.
Bachelor’s or Master’s degree in Finance, Commerce, or related field professional certifications (CA, CFA, or similar) are a plus.
6–10 years of experience in credit appraisal, underwriting, or risk management, preferably in banks, NBFCs, or fintech.
Strong analytical skills with expertise in financial statement analysis, credit assessment, and portfolio monitoring.
Proven leadership experience managing teams and guiding branch credit officers.
Excellent understanding of credit policies, risk assessment frameworks, and regulatory guidelines.
Strong communication, decision-making, and problem-solving abilities.
Proficiency in MS Office and credit/loan management systems.
Life so good, you’d think we’re kidding:
Competitive salaries. Period.
An extensive medical insurance that looks out for our employees & their dependents. We’ll love you and take care of you, our promise.
Flexible working hours. Just don’t call us at 3AM, we like our sleep schedule.
Tailored vacation & leave policies so that you enjoy every important moment in your life.
A reward system that celebrates hard work and milestones throughout the year. Expect a gift coming your way anytime you kill it here.
Learning and upskilling opportunities. Seriously, not kidding.
Good food, games, and a cool office to make you feel like home. An environment so good, you’ll forget the term “colleagues can’t be your friends”.
We believe in equality. Period.
At slice, we are committed to building a diverse and talented workforce. We never discriminate on the basis of race, sex, religion, colour, national origin, gender, gender identity, sexual orientation, age, marital status, veteran status, medical condition, disability, or any other class or characteristic protected by the applicable law.
We consider all qualified job-seekers with criminal histories in a manner consistent with the applicable law. Additionally, we are committed to providing reasonable accommodations to qualified individuals with physical or mental disabilities in order to participate in the job application or interview process, perform essential job functions, and receive other benefits and privileges of employment.
Come join our crew!
About slice:
slice
A new bank for a new India
slice’s purpose is to make the world better at using money and time, with a major focus on building the best consumer experience for your money. We’ve all felt how slow, confusing, and complicated banking can be. So, we’re reimagining it. We’re building every product from scratch to be fast, transparent, and feel good, because we believe that the best products transcend demographics, like how great music touches most of us.
Our cornerstone products and services: slice savings account, slice UPI credit card, slice UPI, and slice business are designed to be simple, rewarding, and completely in your control. At slice, you’ll get to build things you’d use yourself and shape the future of banking in India. We tailor our working experience with the belief that the present moment is the only real thing in life. And we have harmony in the present the most when we feel happy and successful together.
We’re backed by some of the world’s leading investors, including Tiger Global, Insight Partners, Advent International, Blume Ventures, and Gunosy Capital.
