Gurgaon, or Gurugram, is one of India’s top tech hubs and, over the years, has developed into a fintech epicenter rivaling Bengaluru and other domestic cities. The city features state-of-the-art digital and physical infrastructure, which has helped attract a talented workforce and easily supports new software developments.
Although Gurgaon is a relatively recently developed city, it is near New Delhi and Noida, which have produced several fintech unicorns and influenced the booming local tech community. Below are some of the top international and domestic finance companies in Gurgaon to know about.
Top Finance Companies in Gurgaon
- TransUnion
- Fiserv
- Angel One
- BharatPe
- Aye Finance
- MobiKwik
- Ocrolus
Top Finance Companies in Gurgaon
OfBusiness is a B2B commerce platform that connects small-to-medium-sized businesses with raw materials across metals, chemicals, apparel and food processing. The platform provides working capital financing through its subsidiary Oxyzo, procurement services and access to live commodity pricing.
Fiserv develops financial technology for businesses and financial institutions, with operations across payments, digital cards and global payment solutions. The company operates global delivery centers in India, including a facility in Gurgaon, where it provides engineering and operations capacity for its technology and services.
Aye Finance is a non-banking financial company (NBFC) that provides business loans to micro-enterprises and small businesses. Its loan offerings include secured and unsecured hypothecation loans, mortgage loans, Shakti loans and SwitchPe, using proprietary underwriting models to evaluate business health based on cash flows and industry dynamics.
Grip Invest is a fixed-income investment platform that offers corporate bonds, government securities and fixed deposits to retail investors. The platform allows individuals to invest starting at INR 1,000 in debt instruments yielding between 8 and 12.5 percent annually, providing access to fixed-income products traditionally available to institutional investors.
BASIC Home Loan is an automated platform for home lending that compares mortgage offers from over 150 lenders and provides expert guidance to homebuyers across India. The company matches borrowers with best-fit loan options based on their income profile and property needs, covering home loans, construction loans, plot loans and loan-against-property products.
MobiKwik is a financial services platform that offers a mobile wallet, payment processing and bill settlement options for consumers and merchants. Its services include UPI transfers, utility payments, prepaid recharges and access to financial products like digital loans, mutual funds and fixed deposits.
PayU is a digital payment solutions provider that enables businesses to process online and in-person transactions. The platform offers a payment gateway supporting over 150 payment modes — including credit cards, debit cards, UPI, net banking, QR codes and buy now, pay later (BNPL) — alongside no-code payment links, subscription tools, point-of-sale hardware and business credit solutions.
Policybazaar is an Indian online insurance aggregator and IRDAI-registered composite broker that allows users to compare and purchase insurance policies. Its platform features life, health, motor, travel and corporate insurance from over 50 partner insurers, as well as investment plans, policy renewals and claim support.
American Express is a financial services provider that issues personal, corporate and travel credit and charge cards. It offers payment processing, corporate expense management tools, insurance products, traveler services and merchant acceptance solutions alongside a membership rewards program.
Ocrolus is a workflow and analytics platform that automates document analysis and underwriting for lenders. The platform uses machine learning to extract and verify financial data from bank statements, pay stubs, tax forms and other lending documents and ultimately accelerate lending decisions across small business, mortgage and consumer lending.
Pine Labs is a merchant commerce and financial technology platform that provides in-store and online payment processing solutions. Its product suite includes point-of-sale hardware, digital payment gateways, prepaid and gift card management systems, credit processing services and fintech infrastructure tools for businesses, banks and merchants.
Navan’s platform offers a comprehensive suite of corporate travel and expense management solutions designed to support industries ranging from retail and e-commerce to energy and utilities. Gurugram is among a variety of global locations where the company has employees working.
Angel One is a retail stockbroking house and financial services platform that offers online trading and investment tools to individual investors. Its platform provides access to stocks, mutual funds, futures and options, IPOs, commodities, bonds and U.S. equities, alongside advisory services and financial calculators.
BharatPe is a fintech company headquartered in Gurgaon that provides digital payment and financial services to merchants and consumers across India. The company operates BharatPe QR for accepting UPI payments, BharatPe One as an all-in-one point-of-sale device and BharatPe Swipe for card payments.
TransUnion is a global data and analytics platform that provides credit scores, fraud detection and identity verification services to financial institutions, insurers and other businesses. The company maintains offices in Gurgaon and other Indian cities, serving customers with credit assessment, fraud prevention and consumer engagement solutions.
